- Accidents resulting from an infirmity or any bad health condition of the Insured that existed at the time of the insurance’s came into force, or at the time of the increase of the contractual cover, such that the Insurer would not have concluded the contract in the same conditions if it had been aware thereof.
- Intoxication
- Sports engaged in as a professional and/or in exchange for payment
- Bungee jumping, skydiving and similar activities
- Children older than 18 who are not economically depend of the parents anymore
This site only contains an overview of the most important coverages and exclusions. Only the general and specific conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions. It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.
Important information
Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.
